Ontario families have financial goals: Pay off that credit card debt. Send the kids to a good school. Buy the cottage. Retire comfortably and travel to Europe.
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But here's what they really want: To know their daily efforts aren't going to waste. To have confidence they're moving in the right direction.
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So I ask: Have you written these goals down? Are you taking concrete actions to make them reality?
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Because goals left to chance rarely happen. They need a vision and actionable steps.
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That's where I come in. I start with three questions:
i) What's important to you today, financially?
ii) What would your 5-year-old say is important to them?
iii) What will your 80-year-old self thank you for doing today?
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From your answers, we create a financial plan with clear action items, and then we execute it together.
Welcome!
Hi, I'm Zain.
I grew up in Mauritius and left at 18 to find better opportunities. Canada took me in, and honestly, I couldn't be more grateful to call it home.
Moving to a new country meant having to figure out the Canadian financial system, and that self-learning paved the way to who I am today. Now I spend my days advising people on how to make smart financial decisions.
Outside of work? I'm all about staying active and looking for the next challenge. Which lead me to run marathons. The thing about running that much is you have to eat well, which works out great because I'm obsessed with good food.
So here's my question for you: What's your favorite meal?
Seriously, drop it in the contact form. I'm always looking for my next great meal!
Services Offered
Financial Planning
Life moves fast, and your finances should keep up. Whether you're buying your first home, starting a family, or repaying debt, I help you build a clear plan that protects what matters while setting you up for long-term success.
Retirement Planning
Retirement isn't just about having enough money - it's about knowing exactly when you can step away and how to make your savings last. I'll help you navigate RRSPs, TFSAs, pensions, and government benefits so you can retire with confidence.
Estate Planning
You've worked hard to build something - make sure it goes where you want it to. I help you structure your insurance, beneficiaries, and assets so your family is protected and your legacy is secure, all while minimizing taxes and avoiding costly surprises down the road.
We create the plan, break it into action items, and execute together.
Why Choose Zain Kaufid Financial
I discovered everything in life boils down to three things: Money, Movement, and Mindset.
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Money gives you flexibility. It gives you the freedom to experience the life you actually want, not just the one you can afford.
Movement keeps you fit and sharp, so you can actually live those experiences in a healthy body.
Mindset helps you see what's possible instead of what's impossible.
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These three rules guide my life. And they guide how I work with Ontario families. I educate you every step of the way using plain language, because financial planning only works when you actually understand what you're doing.
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I don't just help you save money. I help you build a financial future that unlocks the experiences and opportunities that seem out of reach right now. I keep you accountable to the bigger picture. And I reframe your relationship with money so they stop saying "we'll never afford that" and start asking "how do we make this happen?".
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Banks will give you products. I build partnerships. I've walked this path myself, and I know what it takes to turn intentions into reality.
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The question isn't whether you can afford the life you want. It's whether you're ready to do what it takes to get there.